Works matching FICO score

Results: 46

Does Knowing Your FICO Score Change Financial Behavior? Evidence from a Field Experiment with Student Loan Borrowers.

Published in:

Review of Economics & Statistics, 2021, v. 103, n. 2, p. 236, doi. 10.1162/rest_a_00888

By:

Homonoff, Tatiana;
O'Brien, Rourke;
Sussman, Abigail B.

Publication type:

Article

Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending.

Published in:

Applied Economics, 2015, v. 47, n. 1, p. 54, doi. 10.1080/00036846.2014.962222

By:

Emekter, Riza;
Tu, Yanbin;
Jirasakuldech, Benjamas;
Lu, Min

Publication type:

Article

FAKO VS. FICO: WILL A FREE CREDIT REPORT PROVIDE AN ACCURATE CREDIT SCORE?

Published in:

International Journal of Business & Economics Perspectives, 2014, v. 9, n. 1, p. 36

By:

Calafiore, Pablo;
Sosa-Fey, Josephine;
Harun, Syed

Publication type:

Article

Determinants of Borrowers' Default in P2P Lending under Consideration of the Loan Risk Class.

Published in:

Games (20734336), 2018, v. 9, n. 4, p. 82, doi. 10.3390/g9040082

By:

Polena, Michal;
Regner, Tobias

Publication type:

Article

Evolving Transparent Credit Risk Models: A Symbolic Regression Approach Using Genetic Programming.

Published in:

Electronics (2079-9292), 2024, v. 13, n. 21, p. 4324, doi. 10.3390/electronics13214324

By:

Sotiropoulos, Dionisios N.;
Koronakos, Gregory;
Solanakis, Spyridon V.

Publication type:

Article

The moral limits of the market: the case of consumer scoring data.

Published in:

Ethics & Information Technology, 2019, v. 21, n. 2, p. 117, doi. 10.1007/s10676-019-09500-7

By:

Pham, Adam;
Castro, Clinton

Publication type:

Article

外部信評報告對 P2P 借貸平台是否具有資訊價值？.

Published in:

Journal of Management & Business Research (2521-4306), 2019, v. 36, n. 1, p. 29, doi. 10.6504/JMBR.201903_36(1).0002

By:

楊淑玲;
陳獻儀;
張巧宜;
蕭宇倫

Publication type:

Article

International Bond Market Cointegration Using Regime Switching Techniques.

Published in:

Journal of Fixed Income, 2007, v. 16, n. 4, p. 69, doi. 10.3905/jfi.2007.683319

By:

Davies, Andrew

Publication type:

Article

DO BANKS PASS THROUGH CREDIT EXPANSIONS TO CONSUMERS WHO WANT TO BORROW?

Published in:

Quarterly Journal of Economics, 2018, v. 133, n. 1, p. 129, doi. 10.1093/qje/qjx027

By:

Agarwal, Sumit;
Chomsisengphet, Souphala;
Mahoney, Neale;
Stroebel, Johannes

Publication type:

Article

The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform.

Published in:

Financial Management (Wiley-Blackwell), 2019, v. 48, n. 4, p. 1009, doi. 10.1111/fima.12295

By:

Jagtiani, Julapa;
Lemieux, Catharine

Publication type:

Article

Pricing delinquent mortgages.

Published in:

Applied Economics Letters, 2009, v. 16, n. 13, p. 1313, doi. 10.1080/17446540802534306

By:

Sarmiento, Camilo

Publication type:

Article

Do Forbearance Plans Help Mitigate Credit Card Losses?

Published in:

Journal of Family & Economic Issues, 2008, v. 29, n. 2, p. 191, doi. 10.1007/s10834-008-9104-0

By:

Agarwal, Sumit;
Chomsisengphet, Souphala;
Mielnicki, Lawrence

Publication type:

Article

Accuracy of Information Maintained by US Credit Bureaus: Frequency of Errors and Effects on Consumers' Credit Scores.

Published in:

Journal of Consumer Affairs, 2013, v. 47, n. 3, p. 588, doi. 10.1111/joca.12017

By:

SMITH, L. DOUGLAS;
STATEN, MICHAEL;
EYSSELL, THOMAS;
KARIG, MAUREEN;
FREEBORN, BETH A.;
GOLDEN, ANDREA

Publication type:

Article

A fuzzy decision support system for credit scoring.

Published in:

Neural Computing & Applications, 2018, v. 29, n. 10, p. 921, doi. 10.1007/s00521-016-2592-1

By:

Ignatius, Joshua;
Hatami-Marbini, Adel;
Rahman, Amirah;
Dhamotharan, Lalitha;
Khoshnevis, Pegah

Publication type:

Article

Steps Towards a Conceptualisation of Digital Institutions of Knowledge.

Published in:

Science Technology & Society, 2013, v. 18, n. 1, p. 63, doi. 10.1177/0971721813484357

By:

Madsen, Anders Koed

Publication type:

Article

Disaggregated Sales and Stock Returns.

Published in:

Management Science, 2021, v. 67, n. 11, p. 7167, doi. 10.1287/mnsc.2020.3813

By:

Agarwal, Sumit;
Qian, Wenlan;
Zou, Xin

Publication type:

Article

Fintech platforms: Lax or careful borrowers' screening?

Published in:

Financial Innovation, 2021, v. 7, n. 1, p. 1, doi. 10.1186/s40854-021-00272-y

By:

Gallo, Serena

Publication type:

Article

Consumer Credit Cards.

Published in:

Regulation, 2023, v. 46, n. 1, p. 62

By:

VAN DOREN, PETER

Publication type:

Article

A Generalizable Scale of Propensity to Plan: The Long and the Short of Planning for Time and for Money.

Published in:

Journal of Consumer Research, 2010, v. 37, n. 1, p. 108, doi. 10.1086/649907

By:

LYNCH JR., JOHN G.;
NETEMEYER, RICHARD G.;
SPILLER, STEPHEN A.;
ZAMMIT, ALESSANDRA

Publication type:

Article

Current trends of banking innovations.

Published in:

Marketing & Management of Innovations / Marketing ì Menedžment Ìnnovacìj, 2013, n. 2, p. 106

By:

Karminskiy, A. M.;
Zhdanova, O. R.

Publication type:

Article

Loan prepayment and default analyses of a US regional community development financial institution.

Published in:

Enterprise Development & Microfinance, 2018, v. 29, n. 2, p. 133, doi. 10.3362/1755-1986.00017

By:

Costa, Bruce A.;
Jakob, Keith

Publication type:

Article

Scorecards as devices for consumer credit: the case of Fair, Isaac & Company Incorporated.

Published in:

Sociological Review, 2007, v. 55, n. 2, p. 284, doi. 10.1111/j.1467-954X.2007.00740.x

By:

Poon, Martha

Publication type:

Article

Financial Literacy, Broker-Borrower Interaction and Mortgage Default.

Published in:

Real Estate Economics, 2017, v. 45, n. 2, p. 376, doi. 10.1111/1540-6229.12140

By:

Conklin*, James N.

Publication type:

Article

The Effect of Mortgage Payment Reduction on Default: Evidence from the Home Affordable Refinance Program.

Published in:

Real Estate Economics, 2015, v. 43, n. 4, p. 1035, doi. 10.1111/1540-6229.12104

By:

Zhu, Jun;
Janowiak, Jared;
Ji, Lu;
Karamon, Kadiri;
McManus, Douglas

Publication type:

Article

Updated IQ and Well-Being Scores for the 50 U.S. States.

Published in:

Journal of Intelligence, 2022, v. 10, n. 1, p. 15, doi. 10.3390/jintelligence10010015

By:

Pesta, Bryan J.

Publication type:

Article

SMALL BUSINESS BORROWING AND PEER‐TO‐PEER LENDING: EVIDENCE FROM LENDING CLUB.

Published in:

Contemporary Economic Policy, 2018, v. 36, n. 2, p. 318, doi. 10.1111/coep.12252

By:

Nowak, Adam;
Ross, Amanda;
Yencha, Christopher

Publication type:

Article

Un análisis del perfil de riesgo en la dinámica de préstamos persona a persona mediante clústeres de K-medias.

Published in:

Análisis Económico, 2023, v. 38, n. 99, p. 119, doi. 10.24275/uam/azc/dcsh/ae/2023v38n99/Mota

By:

Mota Aragón, Martha Beatriz;
Moncayo Mejía, Pamela

Publication type:

Article

discerning the desirable.

Published in:

Journal of Property Management, 2011, v. 76, n. 4, p. 34

By:

Webb, Bailey

Publication type:

Article

FHA Loans in Foreclosure Proceedings: Distinguishing Sources of Interdependence in Competing Risks.

Published in:

Journal of Risk & Financial Management, 2018, v. 11, n. 1, p. 1, doi. 10.3390/jrfm11010002

By:

Ran Deng;
Haghani, Shermineh

Publication type:

Article

Spillover Effects of the Opioid Epidemic on Consumer Finance.

Published in:

Journal of Financial & Quantitative Analysis, 2023, v. 58, n. 6, p. 2365, doi. 10.1017/S0022109022001399

By:

Jansen, Mark

Publication type:

Article

SEC Regulation AB: What an ABS Investor Wants for Christmas.

Published in:

Journal of Structured Finance, 2004, v. 10, n. 3, p. 24, doi. 10.3905/jsf.2004.443352

By:

Stachel, Daniel W.

Publication type:

Article

Credit Scoring and Loan Default.

Published in:

International Review of Finance, 2015, v. 15, n. 2, p. 139, doi. 10.1111/irfi.12048

By:

Sengupta, Rajdeep;
Bhardwaj, Geetesh

Publication type:

Article

A Novel Default Risk Prediction and Feature Importance Analysis Technique for Marketplace Lending using Machine Learning.

Published in:

Credit & Capital Markets / Kredit und Kapital, 2023, v. 56, n. 1, p. 27, doi. 10.3790/ccm.56.1.27

By:

Imam, Sana Hassan;
Huhn, Sebastian;
Hornuf, Lars;
Drechsler, Rolf

Publication type:

Article

The Credit Card Act of 2009: What Did Banks Do?

Published in:

Research Review, 2013, n. 20, p. 15

By:

Jambulapati, Vikram;
Stavins, Joanna

Publication type:

Article

Impatience and Credit Behavior: Evidence from a Field Experiment.

Published in:

Research Review, 2007, n. 7, p. 15

By:

Meier, Stephan;
Sprenger, Charles

Publication type:

Article

Will they repay their debt? Identification of borrowers likely to be charged off.

Published in:

Management & Marketing, 2020, v. 15, n. 3, p. 393, doi. 10.2478/mmcks-2020-0023

By:

CAPLESCU, Raluca Dana;
PANAITE, Ana-Maria;
PELE, Daniel Traian;
STRAT, Vasile Alecsandru

Publication type:

Article

Mortgage Risk Premiums during the Housing Bubble.

Published in:

Journal of Real Estate Finance & Economics, 2020, v. 60, n. 4, p. 421, doi. 10.1007/s11146-018-9682-z

By:

Levitin, Adam J.;
Lin, Desen;
Wachter, Susan M.

Publication type:

Article

Role of the Community Reinvestment Act in Mortgage Supply and the U.S. Housing Boom.

Published in:

Review of Financial Studies, 2020, v. 33, n. 11, p. 5288, doi. 10.1093/rfs/hhaa023

By:

Saadi, Vahid

Publication type:

Article

Loan Originations and Defaults in the Mortgage Crisis: The Role of the Middle Class.

Published in:

Review of Financial Studies, 2016, v. 29, n. 7, p. 1635, doi. 10.1093/rfs/hhw018

By:

Adelino, Manuel;
Schoar, Antoinette;
Severino, Felipe

Publication type:

Article

Modification Effectiveness: The Private-Label Experience and Its Public Policy Implications.

Published in:

Journal of Fixed Income, 2013, v. 22, n. 3, p. 21

By:

GOODMAN, LAURIE S.;
YANG, LIDAN;
ASHWORTH, ROGER;
LANDY, BRIAN

Publication type:

Article

Regulating Consumer Financial Products: Evidence from Credit Cards*.

Published in:

Quarterly Journal of Economics, 2015, v. 130, n. 1, p. 111, doi. 10.1093/qje/qju037

By:

Agarwal, Sumit;
Chomsisengphet, Souphala;
Mahoney, Neale;
Stroebel, Johannes

Publication type:

Article

Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?

Published in:

American Economic Review, 2009, v. 99, n. 2, p. 412, doi. 10.1257/aer.99.2.412

By:

Agarwal, Sumit;
Skiba, Paige Marta;
Tobacman, Jeremy

Publication type:

Article

Knowing Numbers.

Published in:: Journal of Financial Planning, 2015, v. 28, n. 2, p. 12
Publication type:: Article

Formulaic Transparency: The Hidden Enabler of Exceptional U.S. Securitization.

Published in:

Journal of Applied Corporate Finance, 2017, v. 29, n. 4, p. 96, doi. 10.1111/jacf.12265

By:

Bhidé, Amar

Publication type:

Article

Addressing Traditional Credit Scores as a Barrier to Accessing Affordable Credit.

Published in:

Economic Review (01612387), 2023, v. 108, n. 3, p. 21

By:

Ying Lei Toh

Publication type:

Article

On TARP and agency securitization.

Published in:

International Finance, 2019, v. 22, n. 2, p. 186, doi. 10.1111/infi.12147

By:

Cao‐Alvira, José J.;
Núñez‐Torres, Alexander

Publication type:

Article