Works matching Credit scoring systems

Results: 404

"If I don't have credit, I don't have anything": Perspectives on the credit scoring system among mothers with low incomes.

Published in:

Journal of Consumer Affairs, 2023, v. 57, n. 4, p. 1605, doi. 10.1111/joca.12561

By:

Collins, J. Michael;
Halpern‐Meekin, Sarah;
Harvey, Melody;
Hoiting, Jill

Publication type:

Article

A profit-based scoring system in consumer credit: making acquisition decisions for credit cards.

Published in:

Journal of the Operational Research Society, 2011, v. 62, n. 9, p. 1719, doi. 10.1057/jors.2010.135

By:

Stewart, R. T.

Publication type:

Article

Credit Scoring Systems: A Critical Analysis.

Published in:

Journal of Marketing, 1982, v. 46, n. 2, p. 82, doi. 10.1177/002224298204600209

By:

Capon, Noel

Publication type:

Article

Default or profit scoring credit systems? Evidence from European and US peer-to-peer lending markets.

Published in:

Financial Innovation, 2022, v. 8, n. 1, p. 1, doi. 10.1186/s40854-022-00338-5

By:

Lyócsa, Štefan;
Vašaničová, Petra;
Hadji Misheva, Branka;
Vateha, Marko Dávid

Publication type:

Article

Machine learning and decision support system on credit scoring.

Published in:

Neural Computing & Applications, 2020, v. 32, n. 14, p. 9809, doi. 10.1007/s00521-019-04537-7

By:

Teles, Gernmanno;
Rodrigues, Joel J. P. C.;
Saleem, Kashif;
Kozlov, Sergei;
Rabêlo, Ricardo A. L.

Publication type:

Article

Application of credit‐scoring methods in a decision support system of investment for peer‐to‐peer lending.

Published in:

International Transactions in Operational Research, 2023, v. 30, n. 5, p. 2359, doi. 10.1111/itor.13064

By:

Babaei, Golnoosh;
Bamdad, Shahrooz

Publication type:

Article

Semi-supervised adapted HMMs for P2P credit scoring systems with reject inference.

Published in:

Computational Statistics, 2023, v. 38, n. 1, p. 149, doi. 10.1007/s00180-022-01220-9

By:

El Annas, Monir;
Benyacoub, Badreddine;
Ouzineb, Mohamed

Publication type:

Article

Current Regulatory Challenges in Consumer Credit Scoring Using Alternative Data-Driven Methodologies.

Published in:

Vanderbilt Journal of Entertainment & Technology Law, 2021, v. 23, n. 3, p. 625

By:

Chopra, Sahiba

Publication type:

Article

CREDIT SCREENING SYSTEM SELECTION.

Published in:

Journal of Financial & Quantitative Analysis, 1976, v. 11, n. 2, p. 313, doi. 10.2307/2979056

By:

Long, Michael S.

Publication type:

Article

151. Comparing the Clinical Utility of Rapid Diagnostic Tests for Gram-Negative Bloodstream Infection Using a Desirability of Outcomes Ranking.

Published in:

Open Forum Infectious Diseases, 2019, v. 6, p. S102, doi. 10.1093/ofid/ofz360.226

By:

Claeys, Kimberly C;
Schlaffer, Kathryn;
Kpadeh-Rogers, Zegbeh;
Jiang, Yunyun;
Evans, Scott R;
Johnson, J Kristie;
Leekha, Surbhi

Publication type:

Article

2168. Comparison of Rapid Diagnostic Tests for Bloodstream Infections Using Desirability of Outcome Ranking Management of Antimicrobial Therapy (DOOR-MAT).

Published in:

Open Forum Infectious Diseases, 2019, v. 6, p. S735, doi. 10.1093/ofid/ofz360.1848

By:

Claeys, Kimberly C;
Hopkins, Teri;
Kpadeh-Rogers, Zegbeh;
Jiang, Yunyun;
Evans, Scott R;
Johnson, J Kristie;
Leekha, Surbhi

Publication type:

Article

Non‐parametric predictive inference for the validation of credit rating systems.

Published in:

Journal of the Royal Statistical Society: Series A (Statistics in Society), 2019, v. 182, n. 4, p. 1189, doi. 10.1111/rssa.12416

By:

Coolen‐Maturi, T.;
Coolen, F. P. A.

Publication type:

Article

Editor's introduction.

Published in:

Financial Innovation, 2022, v. 8, n. 1, p. 1, doi. 10.1186/s40854-022-00342-9

By:

Kou, Gang

Publication type:

Article

WYKORZYSTANIE MODELI SCORINGOWYCH W BANKOWOŚCI KOMERCYJNEJ.

Published in:

Research Papers of the Wroclaw University of Economics / Prace Naukowe Uniwersytetu Ekonomicznego we Wroclawiu, 2012, n. 254, p. 246

By:

Siarka, Paweł

Publication type:

Article

Predictive Score for In-Hospital Mortality of Myasthenic Crisis: A Retrospective Chinese Cohort Study.

Published in:

European Neurology, 2019, v. 81, n. 5/6, p. 287, doi. 10.1159/000503961

By:

Lv, Zhiguo;
Zhong, Huahua;
Huan, Xiao;
Song, Jie;
Yan, Chong;
Zhou, Lei;
Lu, Jun;
Zhu, Wenhua;
Lin, Jie;
Qiao, Kai;
Xu, Yafang;
Lu, Jiahong;
Xi, Jianying;
Luo, Sushan;
Zhao, Chongbo

Publication type:

Article

ALTERNATIVE METHOD FOR DETERMINING INDUSTRIAL BOND RATINGS: THEORY AND EMPIRICAL EVIDENCE.

Published in:

International Journal of Information Technology & Decision Making, 2012, v. 11, n. 6, p. 1215, doi. 10.1142/S0219622012500332

By:

KAO, LIE-JANE;
LEE, CHENG-FEW

Publication type:

Article

Improvement on Behavior Scores by Dual-Model Scoring System.

Published in:

International Journal of Information Technology & Decision Making, 2002, v. 1, n. 1, p. 153, doi. 10.1142/S0219622002000105

By:

Lin, Yachen

Publication type:

Article

AI-based model for Enhancing Credit Risk and Delinquency Management in Banks.

Published in:

Journal of Cybersecurity & Information Management, 2025, v. 16, n. 1, p. 282, doi. 10.54216/JCIM.160120

By:

Metawa, Noura;
Afchal, Sally;
El-Kanj, Nasser

Publication type:

Article

Machine Learning Techniques for Accountability.

Published in:

AI Magazine, 2021, v. 42, n. 1, p. 47, doi. 10.1002/j.2371-9621.2021.tb00010.x

By:

Kim, Been;
Doshi-Velez, Finale

Publication type:

Article

Research on credit scoring method matching the probability of default: evidence from Lending Club.

Published in:

Applied Economics, 2023, v. 55, n. 50, p. 5864, doi. 10.1080/00036846.2022.2140769

By:

Ma, Hongdong;
Li, Gang;
Liu, Rongyue;
Zhang, Kexin;
Wang, Zijian

Publication type:

Article

A novel augmentation strategy for credit scoring modeling.

Published in:

Neural Computing & Applications, 2025, v. 37, n. 9, p. 6663, doi. 10.1007/s00521-024-10452-3

By:

La Gatta, Valerio;
Postiglione, Marco;
Sperlì, Giancarlo

Publication type:

Article

Alipay's 'Ant Credit Pay' meets China's factory workers: the depersonalisation and re-personalisation of online lending.

Published in:

Journal of Cultural Economy, 2021, v. 14, n. 1, p. 87, doi. 10.1080/17530350.2020.1763424

By:

McDonald, Tom;
Dan, Li

Publication type:

Article

A COMPARISON OF DATA MINING TECHNIQUES FOR CREDIT SCORING IN BANKING: A MANAGERIAL PERSPECTIVE.

Published in:

Journal of Business Economics & Management, 2009, v. 10, n. 3, p. 233, doi. 10.3846/1611-1699.2009.10.233-240

By:

Ince, Huseyin;
Aktan, Bora

Publication type:

Article

What is at stake in the construction and use of credit scores?

Published in:

Computational Economics, 2007, v. 29, n. 2, p. 159, doi. 10.1007/s10614-006-9083-x

By:

Bardos, Mireille

Publication type:

Article

PREDICTING FINANCIAL DISTRESS OF COMPANIES IN THE AGRICULTURAL SECTOR.

Published in:

Economic Science for Rural Development Conference Proceedings, 2013, n. 30, p. 257

By:

Camska, Dagmar

Publication type:

Article

TIME TO DEFAULT ANALYSIS IN PERSONAL CREDIT SCORING.

Published in:

Research Papers of the Wroclaw University of Economics / Prace Naukowe Uniwersytetu Ekonomicznego we Wroclawiu, 2015, n. 381, p. 527, doi. 10.15611/pn.2015.381.38

By:

Wycinka, Ewa

Publication type:

Article

E-Commerce Credit Risk Assessment Based on Fuzzy Neural Network.

Published in:

Computational Intelligence & Neuroscience, 2022, p. 1, doi. 10.1155/2022/3088915

By:

Wang, Lina;
Song, Hui

Publication type:

Article

An integrated approach of system dynamics simulation and fuzzy inference system for retailers’ credit scoring.

Published in:

Economic Research-Ekonomska Istrazivanja, 2015, v. 28, n. 1, p. 959, doi. 10.1080/1331677X.2015.1087873

By:

Baradaran, Vahid;
Keshavarz, Maryam

Publication type:

Article

Financial data modeling by Poisson mixture regression.

Published in:

Journal of Applied Statistics, 2013, v. 40, n. 10, p. 2150, doi. 10.1080/02664763.2013.807332

By:

Faria, S.;
Gonçalves, F.

Publication type:

Article

Innovative Credit Risk Assessment: Leveraging Social Media Data for Inclusive Credit Scoring in Indonesia's Fintech Sector.

Published in:

Journal of Risk & Financial Management, 2025, v. 18, n. 2, p. 74, doi. 10.3390/jrfm18020074

By:

Alamsyah, Andry;
Hafidh, Aufa Azhari;
Mulya, Annisa Dwiyanti

Publication type:

Article

An enhanced consensus algorithm for blockchain.

Published in:

Scientific Reports, 2024, v. 14, n. 1, p. 1, doi. 10.1038/s41598-024-68120-4

By:

Wei, Yinzhen;
Xu, Qian;
Peng, Hong

Publication type:

Article

Artificial Intelligence im Credit Scoring: Lernfähigkeit oder statistische Fit-Funktion?

Published in:

BIT: Banking & Information Technology, 2022, v. 23, n. 2, p. 23

By:

Milkau, Udo

Publication type:

Article

Model Risk Management: Key Considerations for Challenging Times.

Published in:

Bank Accounting & Finance (08943958), 2008, v. 21, n. 4, p. 27

By:

Pace, Richard R.

Publication type:

Article

A Hybrid Meta-Learner Technique for Credit Scoring of Banks' Customers.

Published in:

Engineering, Technology & Applied Science Research, 2017, v. 7, n. 5, p. 2073, doi. 10.48084/etasr.1361

By:

Armaki, Ali Ghasemy;
Fallah, Mir Feiz;
Alborzi, Mahmoud;
Mohammadzadeh, Amir

Publication type:

Article

The Credit Risk Problem—A Developing Country Case Study.

Published in:

Risks, 2022, v. 10, n. 8, p. 146, doi. 10.3390/risks10080146

By:

Fejza, Doris;
Nace, Dritan;
Kulla, Orjada

Publication type:

Article

The Study of Behavioral Significance in the Process of Lending Decision.

Published in:

Finance: Challenges of the Future, 2022, v. 22, n. 24, p. 123

By:

CRISTEA, Roxana Elena;
BREZEANU, Petre

Publication type:

Article

Petronella Molnár Analysis of the Creditworthiness of Local Government-owned Companies with a Credit Scoring Method.

Published in:

Public Finance Quarterly (0031-496X), 2018, v. 63, n. 2, p. 176

By:

Zéman, Zoltán;
Hegedűs, Szilárd;
Molnár, Petronella

Publication type:

Article

BACS: blockchain and AutoML-based technology for efficient credit scoring classification.

Published in:

Annals of Operations Research, 2025, v. 345, n. 2, p. 703, doi. 10.1007/s10479-022-04531-8

By:

Yang, Fan;
Qiao, Yanan;
Qi, Yong;
Bo, Junge;
Wang, Xiao

Publication type:

Article

Decentralized credit scoring: Black box 3.0.

Published in:

American Business Law Journal, 2024, v. 61, n. 2, p. 91, doi. 10.1111/ablj.12240

By:

Packin, Nizan Geslevich;
Lev‐Aretz, Yafit

Publication type:

Article

Who's Keeping Score?: Oversight of Changing Consumer Credit Infrastructure.

Published in:

American Business Law Journal, 2022, v. 59, n. 1, p. 61, doi. 10.1111/ablj.12199

By:

Hiller, Janine S.;
Jones, Lindsay Sain

Publication type:

Article

Optimizing hyper-parameters of neural networks with swarm intelligence: A novel framework for credit scoring.

Published in:

PLoS ONE, 2020, v. 15, n. 6, p. 1, doi. 10.1371/journal.pone.0234254

By:

Zhang, Runchi;
Qiu, Zhiyi

Publication type:

Article

An Analysis of Factors Affecting Credit Scoring Performance in SMEs.

Published in:

Ege Academic Review, 2019, v. 19, n. 2, p. 159, doi. 10.21121/eab.526093

By:

SAYGILI, Ebru;
SAYGILI, Arikan Tarik;
ISIK, Gokhan

Publication type:

Article

Review of Machine Learning models for Credit Scoring Analysis.

Published in:

Ingeniería Solidaria, 2020, v. 16, n. 1, p. 1, doi. 10.16925/2357-6014.2020.01.11

By:

Kumar, Madapuri Rudra;
Gunjan, Vinit Kumar

Publication type:

Article

Customer Validation using Hybrid Logistic Regression and Credit Scoring Model: A Case Study.

Published in:

Quality - Access to Success, 2018, v. 19, n. 167, p. 59

By:

ERSHADI, M. J.;
OMIDZADEH, D.

Publication type:

Article

Discussion to the paper by Martin and František Rezáč.

Published in:

Finance a Uver: Czech Journal of Economics & Finance, 2011, v. 61, n. 5, p. 508

By:

Podpiera, Richard

Publication type:

Article

Recalibrating scorecards.

Published in:

Journal of the Operational Research Society, 2001, v. 52, n. 9, p. 981, doi. 10.1057/palgrave.jors.2601192

By:

Thomas, L.C.;
Banasik, J.;
Crook, J.N.

Publication type:

Article

Not if but when will barrowers default.

Published in:

Journal of the Operational Research Society, 1999, v. 50, n. 12, p. 1185, doi. 10.2307/3010627

By:

Banasik, J.;
Crook, J. N.

Publication type:

Article

TWO AMERICAS.

Published in:

Law & Contemporary Problems, 2022, v. 85, n. 3, p. i

By:

COLEMAN, DORIANE LAMBELET

Publication type:

Article

CREDIT SCORING DUALITY.

Published in:

Law & Contemporary Problems, 2022, v. 85, n. 3, p. 101

By:

FOOHEY, PAMELA;
GREENE, SARA STERNBERG

Publication type:

Article

OptDCE: An Optimal and Diverse Classifier Ensemble for Imbalanced Datasets.

Published in:

International Journal of Computer Information Systems & Industrial Management Applications, 2022, v. 14, p. 151

By:

Godase, Uma R.;
Medhane, Darshan V.

Publication type:

Article