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- Title
LENDING TO SMALL AND MEDIUM-SIZED ENTERPRISES BY ALPHA BANK.
- Authors
GABRIELA-MIHAELA, VENTER; ANGELA, PETERI; MARIA, GALCSIK; DANIEL-ANDREI, PETROVICI; CLAUDIA, SÎRBULESCU ELENA
- Abstract
For small and medium-sized enterprises (SMEs) access to finance is paramount to growth and innovation. Financing SMEs from bank loans remains a first option that sometimes faces barriers. In this paper we analyze the financing of SMEs by Alpha Bank. The bank offers financing to SMEs that need support according to the specifics of their activity, coming up with customized solutions for the development of growth potential, producing the multiplier effect at the level of the national economy. Alpha Bank's lending to large companies has made significant progress, and SME financing has reached its highest level lately. Alpha Bank also comes to the aid of start-ups by providing support to entrepreneurs at the beginning of the road. Also, the bank signed from 2021 an agreement with the Agency for Financing Rural Investments to intensify the absorption of European Funds allocated through the National Rural Development Program.
- Subjects
SMALL business; BUSINESSPEOPLE; RURAL development
- Publication
Agricultural Management / Lucrari Stiintifice Seria I, Management Agricol, 2022, Vol 24, Issue 3, p439
- ISSN
1453-1410
- Publication type
Article