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- Title
Credit union modernisation and the limits of voluntarism.
- Authors
Sinclair, Stephen
- Abstract
Successive UK governments have sought to increase financial inclusion by investing in credit unions. However, responses within the British credit union movement to the government's latest modernisation and expansion proposals reveal a conflict over perceptions of the purpose of credit unions between those who regard them as a means to provide financial services to low income communities, and those who regard them as self-help organisations offering an alternative to mainstream financial services which should remain independent from government initiatives. While this division is not new, it highlights potential limitations to the viability of achieving social inclusion through voluntary mutualism.
- Subjects
UNITED Kingdom; CREDIT unions; PUBLIC investments; MODERNIZATION (Social science); SOCIAL integration; MUTUALISM; FINANCIAL services industry; POOR people; GOVERNMENT policy
- Publication
Policy & Politics, 2014, Vol 42, Issue 3, p403
- ISSN
0305-5736
- Publication type
Article
- DOI
10.1332/030557312X655972