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- Title
A Brief Budgeting Intervention's Association With Financial Self-Efficacy in a College Student Success Course.
- Authors
Harper, Casandra; Curs, Bradley R.; Beasley, Jared; Mao, Xinyi; Green, James R.
- Abstract
This study examined whether a budgeting intervention offered in a student success course was related to self-reported changes in college students' financial self-efficacy, financial management behaviors, or financial stress. Participants from a midwestern public university were asked to complete an optional survey prior to the intervention and a postintervention survey 6 weeks after the intervention. Descriptive analyses were used to determine whether students' responses significantly changed over time. The budgeting intervention was positively and significantly related to financial self-efficacy; however, students' self-reported financial management behaviors and financial stress did not significantly change. The results lend support for the role that a financial literacy and budgeting intervention can play in relation to college students' financial self-efficacy among a sample of students who did not specifically self-select into a financial information course and with a relatively short-term and low-cost intervention that can be easily replicated.
- Subjects
SELF-efficacy in students; BUDGET; FINANCIAL literacy; FINANCIAL stress; COLLEGE students; LITERACY
- Publication
Journal of Financial Counseling & Planning, 2023, Vol 34, Issue 3, p393
- ISSN
1052-3073
- Publication type
Article
- DOI
10.1891/JFCP-2022-0060