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- Title
Individual Health Insurance within the Family: Can Subsidies Promote Family Coverage?
- Authors
Kapur, Kanika; Escarce, José J.; Marquis, M. Susan
- Abstract
This paper examines the role of price in health insurance coverage decisions within the family to guide policy in promoting whole family coverage. We analyze the factors that affect individual health insurance coverage among families, and explore family decisions about whom to cover and whom to leave uninsured. The analysis uses household data from California combined with abstracted individual health plan benefit and premium data. We find that premium subsidies for individual insurance would increase family coverage; however, their effect likely would be small relative to their implementation cost.
- Subjects
CALIFORNIA; HEALTH insurance rates; INSURANCE; HEALTH planning finance; SUBSIDIES; INSURANCE premiums; INSURANCE applications; MEDICAL savings accounts; MEDICAL care
- Publication
Inquiry (00469580), 2007, Vol 44, Issue 3, p303
- ISSN
0046-9580
- Publication type
Article
- DOI
10.5034/inquiryjrnl_44.3.303