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- Title
KAREKODLU ÇEKLERDE KİŞİSEL VERİLERİN KORUNMASI.
- Authors
Fatih ÖZKAN, Üyesi Ahmet
- Abstract
Cheques for which there are insufficient funds in the underlying bank account, or commonly known as “dishonoured” cheques, are one of the biggest problems for the use of cheques in Turkey. The latest action taken by the lawmaker with a view to combatting dishonoured cheques is the introduction of QR codes to cheques. The use of modern technology to prevent dishonoured cheques on the one hand increases the trust in cheques and reduces the risk of cheques not being honoured by the bank, but on the other hand it also raises the issue of data protection due to the disclosure of cheque account owners’ or drawers’ personal data to third parties. By scanning the QR codes on cheques, a lot of information that may be regarded as the personal data and/or trade secrets of cheque account owners or drawers is disclosed to cheque holders without their consent, thus is deprived of confidentiality or any other legal protection that it might have otherwise enjoyed on the grounds of personal data and trade secrets. This article analyses the use of QR codes in cheques in the light of the explicit consent requirement, general principles relating to the processing of personal data and disclosure of personal data to third parties under the Act on the Protection of Personal Data no: 6698.
- Subjects
TURKEY; DATA protection; TWO-dimensional bar codes; BANKING industry; PERSONALLY identifiable information; DISCLOSURE in accounting; CHECKS
- Publication
Banking & Commercial Law Journal / Banka ve Ticaret Hukuk Dergisi, 2023, Vol 39, Issue 1, p129
- ISSN
1300-1396
- Publication type
Article