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- Title
Residential Mortgage Lending from 2004 to 2015: Evidence from the Home Mortgage Disclosure Act Data.
- Authors
Bhutta, Neil; Ringo, Daniel R.; Kelliher, Jimmy
- Abstract
The article focuses on the Home Mortgage Disclosure Act of 1975 (HMDA) data which shows the residential mortgage lending in 2015 in the U.S. Topics discussed include the implications of mortgage debt on the financial well-being of a household, the increase of refinance mortgages from 2014 to 2015, and the distribution of home loans by income, race, and ethnicity.
- Subjects
UNITED States; MORTGAGE loans; HOUSEHOLDS; MORTGAGE refinancing; INCOME; RACE &; society; ETHNICITY; FINANCE
- Publication
Federal Reserve Bulletin, 2016, Vol 102, Issue 6, p1
- ISSN
0014-9209
- Publication type
Article
- DOI
10.17016/bulletin.2016.102-6