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- Title
Non-performing Assets : PSB.
- Authors
Velmurugan, R.
- Abstract
Healthy banking system is a prerequisite for a hassle-free growth of an economy. Sanctioning and recovering the loans is one of the chief functions of a banker. Any failure in recovery would affect the banks and the the nation. The study, undertaken here, gives a focus on Public Sector Bank branches operating in Coimbatore District of Tamil Nadu. A sample of 214 branches constituted the study units. The data were collected through questionnaires. ANOVA and Chi-square tests were employed to analyse the data. Results reveal that age of branch, type of branch, type of loan, riskiness of loan, frequent withdrawal by borrowers, guarantee invocation, and alteration in repayment schedule, significantly influence the level of NPA. Attempts are also made in the paper to suggest appropriate strategies to mitigate the menace of NPA.
- Subjects
COIMBATORE (India : District); BANKING industry; ASSETS (Accounting); BANK loans; BANKERS
- Publication
SCMS Journal of Indian Management, 2013, Vol 10, Issue 3, p26
- ISSN
0973-3167
- Publication type
Article