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- Title
Save Now, Win Later: Removing Statutory Barriers to Prize-Linked Savings Initiatives.
- Authors
Watford, Ann E.
- Abstract
The article discusses the potential removal of statutory barriers to prize-linked savings (PLS) initiatives in America as of April 2014, focusing on recordkeeping standards and various practical and legal concerns in relation to obtaining enabling legislation. The "Save to Win" PLS-related pilot program is addressed, along with credit union savings accounts in American states such as Michigan. Low-income consumers and the Michigan Credit Union League are also examined.
- Subjects
PRIZE linked savings accounts; STATE statutes (United States); MICHIGAN Credit Union League (Company); SAVINGS account laws; LEGISLATION &; society; CREDIT unions; LOW-income consumers; PILOT projects; ECONOMICS; LAW
- Publication
Vanderbilt Law Review, 2014, Vol 67, Issue 3, p907
- ISSN
0042-2533
- Publication type
Article