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- Title
Employee Co-Pays: How Does Your Plan Stack Up?
- Abstract
The article presents a summary of the article "Employee Co-Pays: How Does Your Plan Stack Up?," that was published in IOMAs Report on Reducing Benefits costs. It reported that the most popular coinsurance rate among health plans of all sizes is the 80/20 rate, which is used by 75% of conventional health plans surveyed. Two percent of the survey respondents reported having no copays, while rates of 90/10 and 85/15 each were reported by 3% of those polled. PPOs most often used the 90/10 rate, with 33% of PPOs surveyed reporting this rate. Large employers are most likely to offer PPOs with no coinsurance payments. Seventy-six percent of point-of-service plans use both copayments and coinsurance payments.
- Subjects
EMPLOYEE benefits; COINSURANCE; HEALTH policy; HEALTH planning; COMPENSATION management; EMPLOYEE assistance programs
- Publication
Benefits Quarterly, 1997, Vol 13, Issue 3, p112
- ISSN
8756-1263
- Publication type
Article