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- Title
CONSUMER FINANCE COMPANY CHARGES: I.
- Authors
Phelps, Clyde William
- Abstract
The article discusses the operating features of U.S. consumer finance companies in the 1950's. Consumer finance companies are lending institutions engaged in money retailing and budget counseling services. Their operating costs and rates of charge have been the highest all of major consumer borrowing agencies. They are just second to commercial banks as the most important source of consumer installment loans. Consumer finance companies are specialized, mass finance agencies differing with regard to risk assumed or capital accepted.
- Subjects
UNITED States; CONSUMER finance companies; PERSONAL loans; CONSUMER credit; FINANCE companies; INSTALLMENT loans; FINANCIAL services industry; OPERATING ratios; BUDGET analysts; MANAGEMENT of capital; MONETARY policy; CAPTIVE finance companies; MANAGEMENT
- Publication
Journal of Marketing, 1952, Vol 16, Issue 4, p397
- ISSN
0022-2429
- Publication type
Article
- DOI
10.2307/1246976