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- Title
The role of racial/ethnic discrimination in financial access and material hardship: Findings from Korean immigrants living in the deep south.
- Authors
Nam, Yunju; Choi, Eun Young; Won, Cho Rong; Lee, Hee Yun
- Abstract
This study examines how racial/ethnic discrimination influences financial access and material hardship, using survey data collected from self‐identified Korean immigrants living in two counties in Alabama (N = 241). Key variables are experiencing racial/ethnic discrimination, two subjective measures of financial access, and four indicators of material hardship (overall, food‐related, health insurance, and medical care). Descriptive analyses show a high rate of experiencing racial/ethnic discrimination, limited access to basic financial services and credit, and considerable rates of material hardship. Regression analyses indicate that experiencing discrimination has a significant association with access to credit but not with access to basic financial services. Access to credit has a significant and negative association with all types of material hardship. Our findings challenge the model minority myth of socially and economically integrated Asian/Korean immigrants. Results call for anti‐discrimination policies and public efforts to expand financial access and reduce material hardship among Korean immigrants.
- Subjects
ALABAMA; ETHNIC discrimination; HARDSHIP; IMMIGRANTS; FOOD relief; HEALTH insurance; REGRESSION analysis
- Publication
Journal of Consumer Affairs, 2023, Vol 57, Issue 4, p1547
- ISSN
0022-0078
- Publication type
Article
- DOI
10.1111/joca.12559