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- Title
Financial Regulations and Risk Sensitivities of Mortgage Rates.
- Authors
He, Ling T.
- Abstract
The article focuses on the financial regulations and risk factors that affect mortgage rates. The legislation that could have affected risk sensitivities and mortgage rates is said to be the Financial Institutions Reform, Recovery and Enforcement Act (FIRREA) passed in 1989. It cites studies showing the risk factors that can affect mortgage rates including high inflation rate, fluctuations in interest rates and the cost of deposits. It notes that data used in the study include the U.S. Consumer Price Index (CPI) and median sales prices.
- Subjects
UNITED States; MORTGAGE rates; CONSUMER price indexes; REGULATION of financial institutions; UNITED States. Financial Institutions Reform, Recovery &; Enforcement Act of 1989
- Publication
Bank Accounting & Finance (08943958), 2010, Vol 23, Issue 5, p31
- ISSN
0894-3958
- Publication type
Article