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- Title
Managing Use of Health Care Services After People Satisfy Their Deductible: What Do Copayments and Coinsurance Do?
- Authors
Fronstin, Paul; Roebuck, M. Christopher
- Abstract
The article focuses on the employment-based health benefits has been the adoption by employers of U.S. high deductible health plans (HDHPs). Topics include the percentage of individuals with private insurance who were enrolled in an HDHP increased from 17.4 percent to 46 percent between 2007 and 2018; and employers have been increasing deductibles because it is one of the easiest plan design changes to adopt in order to manage the cost of providing health benefits.
- Subjects
MEDICAL care; MEDICAL care use; MEDICAL care costs; MEDICAL economics
- Publication
EBRI Issue Brief, 2020, Issue 519, p1
- ISSN
0887-137X
- Publication type
Article