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- Title
A Survival Factor - Non-Interest Income of Banks in the Post-Liberalized Era.
- Authors
Uppal, R. K.
- Abstract
The financial liberalization has changed the behavior of income of the commercial banks in India. Of late, banks have been increasingly diversifying into non-interest income activities as against traditional banking. In this context, this paper attempts to compare the behavior of interest and non-interest income of all scheduled commercial banks in India in the post-second banking sector reforms period. The paper analysis the contours of interest and non-interest income at bank level, bank group level and also at industry level. It further finds some glaring issues related to banks' income and suggests some appropriate strategies to increase non-interest income, which may be helpful to stabilize the total income of the banks in the emerging competition.
- Subjects
INDIA; BANKING industry; INTEREST income; FINANCIAL institutions; TAX-exempt securities; REINVESTMENT
- Publication
CURIE Journal, 2009, Vol 1, Issue 4, p62
- ISSN
0974-1305
- Publication type
Article