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- Title
IMPACT IPSA LOQUITUR. A REVERSE HAND RULE FOR CONSUMER FINANCE.
- Authors
Block-Lieb, Susan; Janger, Edward J.
- Abstract
The article focuses on how artificial intelligence (AI), algorithms, and big data facilitate predation and mask discrimination in consumer finance. Topics include the existing legal landscape and its gaps in addressing algorithmic discrimination, the challenges of applying disparate impact analysis and unfair, deceptive, or abusive acts or practices (UDAAP) doctrines to algorithmic lending, and the need for new burden-shifting rules in tort law to address these issues.
- Subjects
ARTIFICIAL intelligence; BIG data; CONSUMER finance companies; DISPARATE impact (Law); RESTRAINT of trade; TORT theory
- Publication
Cardozo Law Review, 2024, Vol 45, Issue 4, p1133
- ISSN
0270-5192
- Publication type
Article