The article proposes the repeal of the so-called Section 301 infancy rule of the federal Credit CARD Act in the U.S., which denies credit cards to those ages 18-20. It also highlights the history of legal adulthood in the areas of voting, jury service, death penalty eligibility and contracting. It states that youthful entrepreneurs emerged because 18-year-olds were given the right to contract. It mentions exceptions to the Act's ban on credit cards for infants.