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- Title
French insurance from the ancien régime to 1946: shifting frontiers between state and market.
- Authors
RUFFAT, MICHÈLE
- Abstract
This article considers the changing regulatory environment in which French insurance operated between the ancien régime and the post-war years. At first treated with suspicion, the state came to recognise the social benefits of insurance during the industrial revolution. The extension of regulation over different products and companies -- life, marine, general -- needs to be understood as a historical process in which first the benefits and then the possibilities for access to substantial financial resources came to be understood. A dual tradition of mistrust and fascination has prevailed in the French attitudes towards insurance, and this paper explores this relationship in a variety of contexts. It is suggested that the eventual nationalisation of much of the industry in 1946 was a signal of both increasing respectability and of the state''s desire to offer universal coverage. The opportunity to mobilise and direct investment flows was also attractive.
- Subjects
INSURANCE; BABY boom generation; INDUSTRIAL revolution; SUSPICION; INVESTMENTS
- Publication
Financial History Review, 2003, Vol 10, Issue 2, p185
- ISSN
0968-5650
- Publication type
Article