We found a match
Your institution may have access to this item. Find your institution then sign in to continue.
- Title
OPERATING DRIVERS WHICH EXPLAIN BANK CREDIT MARGINS: THE CASE OF TURKEY.
- Authors
Kaymaz, Özgür; Kaymaz, Önder
- Abstract
This paper makes an empirical investigation on documenting which operating drivers account for bank credit margins. Sampling the period from the first quarter of 2004 to the first quarter of 2008 for all the listed commercial banks operating in Turkey, we perform a panel regression analysis. Evidences show that such factors as: (a) interest expenses paid to the time deposits on a TL basis to total time deposits collected on a TL basis, (b) total equity to total assets, (c) the volume of currency issued, (d) interest incomes earned from the loans granted on a TL basis to total cash loans granted on a TL basis, and (e) net profit to total assets affect margin significantly. The first three factors are negatively and the last two factors are positively related to margin.
- Subjects
TURKEY; BANK loans; EMPIRICAL research; STATISTICAL sampling; TURKIYE Is Bankasi AS; REGRESSION analysis; INTEREST costs; FINANCIAL statements
- Publication
World of Accounting Science, 2012, Vol 14, Issue 1, p167
- ISSN
1302-258X
- Publication type
Article