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- Title
ANALYSIS OF INTERNAL FACTORS AND EXTERNAL FACTORS ON ASSET GROWTH (BUS AND UUS) IN INDONESIA FOR THE PERIOD 2008-2015.
- Authors
Maulana, Muhammad Asril
- Abstract
The growth of assets in Islamic banking serves as a pivotal indicator of the sector's development and market share. This study examines the factors influencing asset growth in Sharia Commercial Banks (BUS) and Sharia Business Units (UUS) in Indonesia from 2008 to 2015. Internal factors, including financing growth, Third Party Fund (DPK) growth, and Non-Performing Financing (NPF) levels, as well as the external factor represented by the Rupiah/USD Exchange Rate, are analyzed using multiple linear regression and SPSS 18.0. The study reveals that these factors collectively have a significant impact on asset growth. Specifically, financing growth and Third Party Funds (DPK) growth positively influence asset growth, while Non-Performing Financing (NPF) levels exert a negative influence. However, the Rupiah/USD Exchange Rate shows no significant effect on asset growth. This research contributes valuable insights into the dynamics of asset growth in Islamic banking, informing both industry stakeholders and policymakers.
- Subjects
INDONESIA; ISLAMIC finance; BANK assets; MARKET share; NONPERFORMING loans; STAKEHOLDERS
- Publication
Jurnal Indonesia Sosial Teknologi, 2023, Vol 4, Issue 11, p2134
- ISSN
2723-6609
- Publication type
Article
- DOI
10.59141/jist.v4i11.777