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- Title
COVID-19 and Excess Mortality: An Actuarial Study.
- Authors
Delbrouck, Camille; Alonso-García, Jennifer
- Abstract
The study of mortality is an ever-active field of research, and new methods or combinations of methods are constantly being developed. In the actuarial domain, the study of phenomena disrupting mortality and leading to excess mortality, as in the case of COVID-19, is of great interest. Therefore, it is relevant to investigate the extent to which an epidemiological model can be integrated into an actuarial approach in the context of mortality. The aim of this project is to establish a method for the study of excess mortality due to an epidemic and to quantify these effects in the context of the insurance world to anticipate certain possible financial instabilities. We consider a case study caused by SARS-CoV-2 in Belgium during the year 2020. We propose an approach that develops an epidemiological model simulating excess mortality, and we incorporate this model into a classical approach to pricing life insurance products.
- Subjects
BELGIUM; ACTUARIAL science; MORTALITY; COVID-19; EPIDEMIOLOGICAL models; LIFE insurance
- Publication
Risks, 2024, Vol 12, Issue 4, p61
- ISSN
2227-9091
- Publication type
Article
- DOI
10.3390/risks12040061