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- Title
DETERMINANTS OF PROFITABILITY OF COMMERCIAL BANKS IN INDIA.
- Authors
JOSHI, UPASNA; KHULLAR, NEETI
- Abstract
In the changing economic environment of financial sector reforms, profitability is assuming greater importance. The financial viability of banks largely depends on the adequacy of Profits and Profitability, The aim of this study is to identify the determinants of profitability of major Scheduled Commercial Banks in India. We Include the Scheduled banks given in the official Annual RBI publication. The data is related to the year 2009-10.The result of the empirical study showed the Low Profitable Banking groups the major determinants of profitability are profit per employee, Non-Interest Income/Total Assets, Wage Bill/Total Assets. Similarly for the High Profitable group the major determinants of profitability are Non-Interest Income/Total asset, Wage Bill/Total expense, Capital Adequacy Ratio, and Non-Performing Assets.
- Subjects
INDIA; BANKING industry; BANK management; PROFITABILITY; CORPORATE profits; BANKING industry customer services
- Publication
CLEAR International Journal of Research in Commerce & Management, 2013, Vol 4, Issue 3, p71
- ISSN
2249-4561
- Publication type
Article