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- Title
What is Consumer Debt?
- Authors
Ondersma, Chrystin
- Abstract
The article analyzes components of consumer household debt, focusing on the distinction between consumer and non-consumer debt in Section 707(b) of the U.S. Bankruptcy Code. It offers an overview of Section 707(b) and discusses the barriers to bankruptcy relief and the flawed assumptions about the nature of individual debtors. It reviews the case law developed around the distinction and proposes solutions to eliminate this distinction to be consistent with the Consumer Bankruptcy Reform Act.
- Subjects
CONSUMER credit; PERSONAL bankruptcy; DEBTOR &; creditor; DEBT relief; UNITED States. Bankruptcy
- Publication
American Bankruptcy Law Journal, 2022, Vol 96, Issue 2, p413
- ISSN
0027-9048
- Publication type
Article