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- Title
AN AGGRIEVED CITY: HOW AN ENTIRE MUNICIPALITY SUED BANK OF AMERICA OVER HOUSING DISCRIMINATION PRACTICES.
- Authors
Buchongo, Nyasha
- Abstract
In 2009, nearly 3 million homeowners received a foreclosure filing in the United States. Multiple foreclosures in a given neighborhood can devastate whole communities, in addition to the individual homeowner. This article is about a Supreme Court case following the foreclosure crisis. Legal topics include fair lending laws, disparate impact, and parens patriae. In the subject case, the 11th circuit allowed the City of Miami to bring suit as an "aggrieved person " under the Fair Housing Act (FHA). Miami claimed that it was harmed by predatory lending practices conducted by Bank of America resulting in foreclosures in minority neighborhoods. This diminished tax revenue and increased the demand for police, fire, and other municipal services. This article discusses what the 11th Circuit left the lower courts to define, which is the contours of proximate cause under FHA and how that standard would apply to the city's claims for lost property-tax revenue and increased municipal expense.
- Subjects
UNITED States; BANK of America Corp.; HOUSING discrimination; HOMEOWNERS; FORECLOSURE; MUNICIPAL services
- Publication
University of La Verne Law Review, 2018, Vol 40, Issue 1, p87
- ISSN
1944-382X
- Publication type
Article