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- Title
Analysis of the Effect of Non-Performing Loan, Return on Assets, Return on Equity and Size on Banking Liquidity Risk.
- Authors
Widyarti, Endang Tri; Widyakto, Adhi; Suhardjo, Yohanes
- Abstract
Banks play a major role in the country's economy. Banks play an important role in both public and private lending. The role of the bank as an intermediary. Useful for the bank as an intermediary between the parties to satisfy the parties in need. This study focuses on areas that affect a bank's liquidity risk. The purpose of this study is to analyze non-performing loans, ROA, ROE, and size securities for liquidity risk of banks listed on the IDX between 2016 and 2020. The sample used in the survey of all banks, both state-owned and national private banks, will be recognized by BI from 2016 to 2020. The targeted sampling method is used from criteria obtained from 40 banks. The analytical method used in this study is linear regression which was tested with classical assumptions including normality, multicollinearity, autocorrelation, and heteroscedasticity. The results showed that the ROA and ROE variables had a positive and significant effect on liquidity risk. The NPL and medium size variables have a negative effect on liquidity risk.
- Subjects
NONPERFORMING loans; RATE of return; RETURN on assets; BANK liquidity; PRIVATE banks; MULTICOLLINEARITY; HETEROSCEDASTICITY
- Publication
JDM: Jurnal Dinamika Manajemen, 2022, Vol 13, Issue 1, p78
- ISSN
2086-0668
- Publication type
Article
- DOI
10.15294/jdm.v13i1.33253