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- Title
Türkiye’de Tekafül (Katılım Sigortacılığı) ve Uygulanabilirliği Üzerine Bir Değerlendirme.
- Authors
Dilek, İlker
- Abstract
The existence of phenomena such as interest, uncertainty and gambling contrary to Islamic law in the conventional insurance system prevents individuals with religious sensitivity from such a risk management system. Accordingly, Takaful, an insurance system regulated in accordance with Islamic law, has emerged. In this study, conceptual framework was determined by carrying out literature study on Takaful system. Then, the data obtained from the in-depth interviews with the insurance sector officials were evaluated with descriptive analysis method. In-depth interview data were recorded by voice recorder and transcribed to computer by text. Talks ahead "Interview" given to the person, in-depth interview data were recorded with a tape recorder in text format and transferred to the computer with the decoding. Interview questions contained within the identified themes, data grouped and the themes is determined corresponding answers to a descriptive analysis by theme. After the data are evaluated, as a result of the emerging theme in Turkey regarding the applicability of takaful systems, it is necessary to clarify the definition of Takaful system. Although Takaful potential of the current situation in Turkey is not enough. Various arrangements are required in terms of legislation. The awareness level of the Takaful system is not sufficient. There is no common fatwa given on Takaful and there is a lack of authority in this regard. Takaful companies face various problems especially in terms of risk transfer and they have difficulties in conducting fund investment through interest-free ways. Suggestions for the identified themes were formed in the light of interviews and literature studies.
- Subjects
TURKEY; MAGNETIC recorders &; recording; ISLAMIC law; INSURANCE law; MUTUAL funds; RISK management in business
- Publication
Journal of Banking & Insurance / Bankacılık ve Sigortacılık Araştırmaları Dergisi, 2019, Issue 13, p44
- ISSN
1309-1859
- Publication type
Article