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- Title
Policy Improvements to Enhance Retirement Security in the United States.
- Authors
Rappaport, Anna M.
- Abstract
Many challenges face the U.S. retirement system today. Some advocates believe that with fine-tuning and incremental changes, improvements are possible, and they tend to focus on system successes. Others believe that the appropriate solution is total redesign, effectively starting with a blank sheet of paper. They tend to focus on the gaps and failures. This article provides recommendations for retirement security built on an overview of the current system's successes and failures, as well as some areas where success or failure remains less clear. The categorization of success or failure is purely based on the author's judgment, not any objective rating system. The recommendations are grouped into five categories and encompass both defined benefit and defined contribution plans.
- Subjects
UNITED States; RETIREMENT planning; RETIREMENT income planning; RETIREMENT policies; DEFINED benefit pension plans; PENSION laws; DEFERRED compensation; EMPLOYEE benefits
- Publication
Benefits Quarterly, 2010, Vol 26, Issue 3, p22
- ISSN
8756-1263
- Publication type
Article