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- Title
A Strict Regulatory Framework for SMS Credit and Its Effectiveness in Latvia.
- Authors
Kačevska, Inga
- Abstract
The article talks about the regulatory framework for Short Message Service (SMS) creditors for providing instant consumer loans in Latvia. It states that Latvia's Consumer Rights Protection Law includes rules on consumer credit. Topics include 2008 financial crises, the need to legally submit consumer-credit agreements, measures for irresponsible lending, and imposition of cap on contractual penalties.
- Subjects
LATVIA; PERSONAL loans -- Law &; legislation; TEXT messages; CONSUMER credit laws; FINANCIAL crises; DEBTOR &; creditor
- Publication
Juridica International, 2014, Vol 22, p138
- ISSN
1406-1082
- Publication type
Article
- DOI
10.12697/JI.2014.22.11