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- Title
Clasificación de créditos utilizando máquinas de soporte vectorial sobre la base de datos de LendingClub.
- Authors
Estefanía Guevara-Díaz, Karen
- Abstract
The theory of support vector machines applied to the classification of credits granted by the United States fintech banking LendingClub is presented. The classification given by the svm method to credits will be analyzed against what has already been granted by the entity. The most important variables that LendingClub manages for the granting of credits are analyzed, comparing it with the classification of payment or non-payment that the svm experiment gives.
- Subjects
UNITED States; SUPPORT vector machines; CREDIT risk; STATE banks; CREDIT; PAYMENT
- Publication
ODEON - Observatorio de Economía y Operaciones Numéricas, 2020, Issue 18, p59
- ISSN
1794-1113
- Publication type
Article
- DOI
10.18601/17941113.n18.03