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- Title
Household Access to Mortgages in the UK.
- Authors
Kara, Alper; Molyneux, Philip
- Abstract
We employ the propensity score matching approach to investigate household access to mortgages in the UK using information on 29,732 households between 2003 and 2010. We find that, on average, the probability of obtaining a mortgage is similar for White and Non-White households. However, we find that Black households with low incomes are less likely to have mortgages compared to White households with similar characteristics. Asian households, in contrast, do not seem to have a lower probability of having a mortgage.
- Subjects
UNITED Kingdom; MORTGAGES; HOUSEHOLDS; PROPENSITY score matching; SECURITIES; INCOME
- Publication
Journal of Financial Services Research, 2017, Vol 52, Issue 3, p253
- ISSN
0920-8550
- Publication type
Article
- DOI
10.1007/s10693-016-0246-1