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- Title
A kisállat-biztosítások megítélése és tapasztalatai az állattulajdonosok és az állatorvosok között Magyarországon.
- Authors
Andrea, Révész; László, Ózsvári
- Abstract
Background: In North-America and Western-Europe more and more dogs and cats are insured, while in Hungary just a few percent of pet owners have insurance. Objectives: The aim of the study was to survey the pet owners' and the veterinary practitioners' opinion and experience about pet insurance in Hungary. Materials and Methods: We complied two questionnaires: one for pet owners (it was available in both printed and online forms) and one for veterinarians (only online access), and they could be filled between January and October 2017. Altogether 343 responses from pet owners (227 online and 116 in printed forms) and 223 from veterinarians were received from all over Hungary, and the collected data were processed by using Microsoft Excel™ program. Results and Discussion: The results show that the majority of pet owner respondents was aware of pet insurance, however, just 14% percent of their pets (prevailingly dogs) were insured, typically as part of their home insurance. Despite the low pet insurance coverage, 42% of pet owners admitted that their pets' acute illness or accident imposing unexpected pet health costs caused them financial difficulties. The pet owners' primary information source about pet insurance was the Internet, only 9% of them heard about it from a vet practitioner at first, while 80% of pet owners would prefer to be informed about pet insurance in a veterinary clinic. Most pet owners, who had pet insurance already, agreed to a certain extent that they more willingly accepted the treatments offered by the veterinarian, and the pet insurance was worth it financially (in 86% and 88%, respectively). Nearly half (47%) of the veterinary respondents said that the number of patients with pet insurance was below 1% in their practices, and 14% of them had no insured pets at all. The vast majority (92%) of vets agreed on that pet owners are influenced by the financial costs of the offered treatments to a large or medium extent. The majority of pet owner respondents (70%) was willing to pay max. 32.4 euro annually for pet insurance, which was in line with 66% of veterinary respondents' opinion.
- Subjects
HUNGARY; WESTERN Europe; PET health insurance; HEALTH of pets; PET owners; FINANCIAL stress; INSURANCE
- Publication
Magyar Állatorvosok Lapja, 2022, Vol 144, Issue 2, p91
- ISSN
0025-004X
- Publication type
Article